228 loan - An Overview
228 loan - An Overview
Blog Article
means an organization made to serve, in effect, as a independently included Office of your financial institution, undertaking, at spots at which the financial institution is approved to engage in company, functions the bank is empowered to carry out straight.
The Place of work from the Federal Sign up publishes documents on behalf of Federal organizations but doesn't have any authority about their programs. We suggest you directly Speak to the company connected with the articles in concern.
The Board evaluates a minimal intent bank's community improvement funding performance in Each and every Condition or multistate MSA, as applicable pursuant to §§ 228.
상세하게 안내해 드리지 못하는 점 양해 부탁 드립니다. 모두가 행복한 인터넷
The Board testimonials the affect and responsiveness of a bank's Group enhancement loans and Local community growth investments that reward or serve a facility-centered evaluation spot, as presented in § 228.15.
A lender topic to data reporting necessities pursuant to § 228.42 ought to incorporate in its public file a published recognize which the CRA Disclosure Statement pertaining on the bank, its operations subsidiaries, and its other affiliate marketers, if applicable, may be obtained about the FFIEC's website at:
Opinions or questions about document material cannot be answered by OFR team. Make sure you will not provide confidential details or particular info.
(three) A small business enterprise loan or tiny farm loan is check here situated from the census tract exactly where the leading company facility or farm is found or wherever the borrower will or else implement the loan proceeds, as indicated via the borrower.
(three) The selection and dollar volume of modest business loans and modest farm loans Found inside Every single facility-based assessment spot and retail lending evaluation area noted with the lender and the amount and dollar volume of small organization loans and compact farm loans located beyond the facility-primarily based assessment regions and retail lending assessment locations documented because of the lender; and
) The number of retail banking providers and retail banking items available by electronic shipping and delivery units together with other shipping and delivery systems; and
For every of the large lender's facility-based mostly evaluation spots, and as applicable, its retail lending assessment areas, the Board publishes on the Board's website:
(B) For giant banking companies that had property fewer than or equivalent to $ten billion as of December 31 in either from the prior two calendar many years, the Board considers a bank's deposit solutions only at the lender's alternative.
For automobile loans, the Board compares a financial institution's geographic and borrower distributions towards the relevant community benchmarks, as presented in paragraph (file) of this segment and part VI of appendix A to this component.
(x) An indicator for whether the loan was to a company or farm for which gross yearly revenues usually are not identified because of the lender.